Blog

By: Patrick Cote

Student loans are a hot topic these days, with the recent announcement that the US government is forgiving $10K - $20K of federal student loans for borrowers with incomes below $125K (single) or $250K (married).

By: Susan Powers

Looking for fresh ways to save money so that you can live life on your own terms?  Did you know that:

• 21% of self-storage units are rented for 3-10 years, a cumulative cost of $7,000 to $23,000
• Most people underestimate how much they spend on subscriptions by $1,600 a year

By: Jennifer Pilcher, Ph.D., CMC

Talking about dementia can be hard and scary. However, learning about the common symptoms, the difference between dementia and normal aging, and what you can do if you get a diagnosis of dementia can help to alleviate fear and help you be more prepared to address this issue for yourself, a client or a family member.

What is the difference between normal aging and dementia?

By: Rebecca Wild-Wesley, RN, MA, CMC

There is no time like the present to develop your strategy for Aging Well. Being intentional about planning for where and how you want to spend your later years will reward you with confidence about your future.

By: Susan Powers, CFA, CPA, CFP®, CPFA

Millions of Americans are taking a step back and rethinking their work lives amid the “Great Resignation”, more recently termed the “Great Reshuffle”, as they seek remote options, flexible work hours and life beyond work.  Are you among those considering a change?  What else should you consider before taking the plunge?

KEY POINTS

By: Kate Hennessy, CFP®

Do you have extra cash on hand, sitting in a saving account at a bank earning a small amount of interest?  Do you have a CD maturing? 

By: Patrick R. Cote CFA, CFP®

“The rules no longer apply.”  Spring 2020 – As the Covid pandemic took off, I found myself repeating this phrase with my teenage sons, as they were shocked to see many of the activities and organizations they knew shut down or shifted to virtual meetings.  The investment world also went through a lot of upheaval during the pandemic, with the overall decline, the quick turnaround, the rise and fall of tech stocks and the large increase in commodity prices.

By: Kate Hennessy, CFP®

So, which was born first?  The March Madness tournament or the “60/40 Portfolio?”  The legendary 60/40 portfolio dates back to 1926, and through 2021 had enjoyed a nice steady average annualized return 9.1%. For you basketball fanatics, the March Madness tournament was born 13 years later on March 17, 1939 and was the idea of Ohio State head coach Howard Olsen.

By: Patrick R. Cote CFA, CFP®

What the heck is going on with interest rates?  You might have noticed that after years of being extremely low, they started to creep up in 2022 but then just took a big drop back again over the last couple of weeks.  What does it all mean, and how does it impact you?

^{BY: SUSAN POWERS}

I recently hosted an evening with friends, food and wine where we discussed the current state of markets, the unique needs of women investors and the importance of aligning your investments with your goals.

The audience was diverse: single, married, small business owners, contractors working from home and retirees.  Their perspectives and questions were equally diverse.

BY: KATE HENNESSY, CFP®

Just like your favorite ice cream, debt comes in a variety of flavors – student loans, credit cards, and mortgages are just a few that come to mind.  The majority of people have a variety of debt with varying interest rates.  An interest rate is the amount a lender charges a borrower and is typically a percentage of the amount loaned. In the next few paragraphs we’ll cover some statistics and tips on how to manage debt.